You only need to pay Government Stamp Duty, which is calculated as 0.5% of the total borrowed and a Wakalah Fee for obtaining this Islamic personal loan. For any enquiries, please visit the nearest branch or call our Contact Centre tele-Rakyat at 1-300-80-5454. PINJAMAN PERIBADI UNTUK KAKITANGAN KERAJAAN DAN BADAN BERKANUN RM28.30. In fact, you will be granted an ibra' (rebate), i.e. Find the lowest interest rates in Malaysia for the easiest personal loans. Apply for GLC (Government Linked Company) personal loans for interest rate as low as 4.2%. Tenure over 2 years Monthly Repayment RM453.75; Yayasan Ihsan Rakyat Personal Financing-i Profit Rate from 6.5% p.a. Custodian of security documents after full settlement. Terms & conditions apply. Apply Bank Islam personal loans with low profit rate from 4.03% p.a Shariah-compliant Takaful protection RM2k min income loan RM5k-200k for 1-10 years Being a public servant has its own challenges; applying for a personal loan from a bank is one of them. Custodian of security documents after full settlement. Bank Rakyat Personal Financing-i For Pensioner is a personal loan scheme from B ank R akyat to Government pensioners including former military pensioners. Terms & conditions apply. Affin Islamic Personal Financing-i Profit Rate from 5.5% p.a. Personal Financing-i Public Sector; ... Government pensioner; Not older than 65 years at the end of the financing period; Minimum monthly pension of RM800 Documents Required. Shariah Concept Tawarruq Minimum deposit RM 500 (2 to 60 months) Minimum deposit RM 5,000 (1 month) Members of the Bank Rakyat offered 0.1% higher than the benefits offered to the public 0.5% of total financing as contained in the Stamp Duty Act 1949. Financing. Terms & conditions apply. Compare and get a personal loan with interest rates as low as 3.2%! The Bank Rakyat study loan … If you decide to go without the Takaful protection plan, an additional rate of 1.5% will be charged over the current profit rate. If you're an EPF contributors, this personal financing is not for you. Bank Rakyat Personal Financing-i Private Sector is focusing on full-time employees of private sector organizations. pinjaman peribadi dan pinjaman rumah. The published rates, fees and charges are effective from 1st April 2019 following the implementation of 6% SST from 1st September 2018. You can always pay in excess of your fixed monthly repayments but it will only count as an advanced payment since this Bank Rakyat housing loan is not a flexi-loan. Tenure over 2 years Monthly Repayment RM453.75; Yayasan Ihsan Rakyat Personal Financing-i Profit Rate from 6.5% p.a. For any enquiries, please visit the nearest branch or call our Contact Centre tele-Rakyat at 1-300-80-5454. Financing up to 95% including MRTT / Legal Fees / Valuation Fees, Purchase and Redemption of Residential Land, Age not less than 18 years old on the date of application and not more than 70 years old at the end of financing tenure, No bad records with any other Banks or financial institutions. Tenure over 2 years Monthly Repayment RM458.25; Bank Islam Floating Rate Personal Financing-i Package Profit Rate from 4.42% p.a. Tenure up to 20 years (Inclusive of grace period up to 4 years) Takaful Coverage is optional. Apply now Debt consolidation plan Haven't received my message yet? Personal Loan Rates for Government and Public Sector Workers: Bank Name Interest Rate; Bank Rakyat Personal Financing-i Public Sector: 4.54%: BSN SKAP: 4.75%: MBSB Mumtaz-i: 3.4%: Public Bank BAE Personal Financing-i: 4.99% (Updated May 2017) Recommended Reading. RM15.00 per document (inclusive 0% GST) Stamp Duty Fee. financing-i. RM4,001 – RM6,000: 20 times monthly gross income. Bank Rakyat has the solution for you via its Personal Financing-i Public (Pembiayaan Peribadi-i Awam), specially tailored for those working in selected GLC companies and its subsidiaries. 9 talking about this. The published rates, fees and charges are effective from 1st April 2019 following the implementation of 6% SST from 1st September 2018. A Takaful policy from Bank Rakyat Personal Financing-i for Pensioner is a Sy aria h-compliant using the “ Tawarruq concept. Higher loan amount and longer Repayment duration, selected company by Bank Rakyat enjoy! 4 years ) Takaful Coverage can help cover your outstanding Personal financing Rate. The loan within 5-10 years ) jirnexu is an approved participant in the Stamp Duty 1949. The table above summarizes the interest rates would mean that your loan agreement document upon approval GST... 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